Well, this goes too for 12x15 for example, which involves smaller numbers

I only gave an example with random numbers... Sometimes, there are easier ways of calculating

When I'm talking about mental calculations, I consider it as being without any paper & pen... Unfortunately, (20-1)(20-3) for some people needs some writing :-)
Another thing :
The square of a number whose unit digit is 5.
If you're looking for the square of a number N=X5 (with X representating all the digits of the number, meaning that actually,

), don't worry, this can be shortened ^^
First of all, calculate

will simply be
For example :
Hence
Another example :
Hence