I do not own credit cards. I wanted to ask if you can pay everything using only pure money then is that better?

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"Democracy has proved only that the best way to gain power
over people is to assure the people that they are ruling
themselves. Once they believe that, they make wonderfully
submissive slaves." - Joseph Sobran

Irrelevant, all money is a socialy agreed convention with no real substance.
Cash is just as ficticious and plastic. It is a sort of government sponsored
gift voucher.

The real killer is what is the nature of the money in your bank account?

RonL

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Truth does not change because it is, or is not, believed by a majority of the people.

Giordano Bruno

Well, if you pay the balance off each month there is no finance charge, so you have complete equality with money. If you don't pay off the balance you are charged a fee and it becomes as if you took a loan.

The only evil I see in it is if the person is not educated enough to understand what happens when you run up a $1000 charge and don't pay it off: the service charge is huge and the minimum payment per month skyrockets. And if this isn't bad enough once you have done this your credit limit is increased and/or you get tons more offers for more cards. In this case you are much better off to use money: you can't "over spend" cash you don't have. (My sister wound up with 9 cards pushed to their limit and spent about 10 years paying them all off.)

By the way, have any of the rest of you seen that new Barbie doll that comes with the credit card? (I think it's a Barbie.) The commercial I saw for it has a little girl saying "I can spend all I want!" Don't worry: it's a fake card. But I think the attitude behind the promotion is dangerous.

-Dan

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"I must not fear. Fear is the mind killer. Fear is the little death that brings total obliteration. I will face my fear. I will permit it to pass over me and through me. And when it has gone I will turn the inner eye to see its path. Where the fear has gone there will be nothing. Only I will remain." - The Litany Against Fear, "Dune" by Frank Herbert

Oh boy, that idea is dangerous. I wonder if Capital One sponsored that one!

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I agree!

I tell you. it scares me sometimes when i think how the younger generation is growing up. kids can barely be controlled today, and then you have companies like this, who want to secure customers in the future doing things to make the next generation even worst!

Get rid of MTV, introduce the "stick". That would be my first step. Or better get rid of TV for all, there is basically nothing good on TV anyway, just a lot of garbage for killing brain cells.

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"Democracy has proved only that the best way to gain power
over people is to assure the people that they are ruling
themselves. Once they believe that, they make wonderfully
submissive slaves." - Joseph Sobran

that's easier said than done. we have to change society before we can change our kids. because you know what society would call getting rid of MTV? "Infringing on people's rights!" And you know what they'd call disciplining your kids? "Child abuse!" At least that's how i've seen it played out in the U.S. In my country this is not so... but things are changing for the worst everywhere, and countries like mine eventually end up emulating what the U.S. does

You are right about that. I was saying if you have your own kids you can get rid of TV by just not having it.

This is Mine 82th Post!!!

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"Democracy has proved only that the best way to gain power
over people is to assure the people that they are ruling
themselves. Once they believe that, they make wonderfully
submissive slaves." - Joseph Sobran

I prefer this.

Gettin' rid of credit cards makes our lives better.

My mother always has to pay accounts every month, it's nasty.

Pure money is the best, you get quickly the full product and that's all.

Credit cards are a problem, but young people need them to build their credit and raise their scores, and in effect lowering their interest rates on car loans and mortgages. I am not a fan of the system, but when you play it right it works in your favor.

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personally i do not like credit cards, but i agree. they are more convenient and have benefits if you use them wisely. the problem with credit cards, like money, is not the credit cards themselves. but the people that use them. but more than the people (because i'm sure there are good, upstanding people that get trapped in credit card debt) are the credit card companies. as topsquark pointed out, they worsten the situation on purpose. in a way, it is good for them if you become in debt and have to be paying fees and interest rather than just the actual money you use. that's how they make a profit from it. so are credit cards evil? no. but are the credit card companies evil? that is an almost certain yes. (the people are evil some of the time)

Money is a social construct, which only works because everyone behaves as
though it is in some way "real".

What happens when the media start talking about what sort of thing money
really is you get the situation that we almost had this Autumn in the UK over
the Northern Rock affair. The media almost let the cat out of the bag and
only the timely application of disinformation saved the UK and world economy
from melt down.

(Now that I have told you this I'm going to have to kill you all for the
good of humanity, and my bank balance)

RonL

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Truth does not change because it is, or is not, believed by a majority of the people.

Giordano Bruno

How could the Northern Rock affair have caused a great depression across the UK and the world?

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Undermining confidence in the banking system could have wiped the
banking system out.

RonL

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Truth does not change because it is, or is not, believed by a majority of the people.

Giordano Bruno

My question was poorly wrote... fixed that. I am still lost at how some executive's personal life would eliminate all banks.

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